'Sincerely, Douglas T. Forbes, Esquire.'

Edna's wrinkled hands laid the letter on top of the envelope that had 'Final notice' stamped in red ink.

"I think I'll invite Mr. Forbes over for tea."

She phoned Mr. Forbes several times only to be told he was busy.

Finally, thirty days were up. Two large men in suits knocked on Edna's door.

"May I help you?" Edna asked sweetly.

" We're from the bank."

"Oh yes, come right in."

***

Two days later there was another knock on Edna's door.

"May I help you?" she said sweetly.

"I'm Mr. Forbes from the bank."

"Please come in."...

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