style="margin-left:0in; margin-right:0in">“No!” the kids yell in unison from the living room.  “We’re freezing in here, Dad!”

Amy points to the other room, “The kids have spoken. They don’t want to freeze to death and we’ve already agreed on a number.  Please let this one go and we can fight about the air conditioner in a few months.” 

“Fine.  But I’d like us to sit down tonight and make a budget,” Nick says on his way out of the kitchen.  His wife responds by softly banging her head on the cabinet door repeatedly.  “I’ll take that as a yes then?” Nick nods and starts upstairs to change his clothes.

“Dad, don’t forget!  I need ten dollars for my clas...

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