Nick and Amy have been married for seventeen years and for seventeen years they have continually disagreed on the way their money should be saved and spent.  Every November, just as the weather gets cold and the first heating bill of the season arrives in the mail with a noticeable spike in the amount owed square, Nick decides that effective immediately the family must commit to a strict budget to ensure they won’t go bankrupt during the holiday season, or worse, not have enough money when they retire in twenty-five years.  All this is well and good and responsible, but Amy likes to stroll through the aisles at Target where the candles and holiday hand towels speak to her and, more importantly, she doesn’t like to be bossed around about how to spend her money.

“Stella!  Grab the...

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