“When your self-worth goes up, your net worth goes up with it.”

– Mark Victor Hansen, American inspirational and motivational speaker, trainer and author

“It’s a different world today,” said Oma. “Women have many more opportunities.”

Years ago, my mother-in-law, Gisela, and I shared a conversation over coffee while my four-year-old daughter, Heidi, played on the floor between us. “Oma” was a title Gisela wore like a crown. The word meant grandmother, but to Gisela, it was an official title: matriarch of the family. Oma had an opinion on everything and usually the evidence to back it up.  

“I started as a nanny,” she explained, “then later became a kindergarten teacher.”

Growing up in Ge...

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