“Your goals, minus your doubts, equal your reality.”

– Ralph Marston, American author and motivator

“I’ll be 40 by then!”

Recently, I attended a conference featuring a powerful keynote speaker. One of the topics was moving systematically toward the achievement of a worthwhile goal. As I would be presenting after this popular speaker, my immediate goal was staying calm and focused. As the talk progressed, however, I found myself becoming more and more drawn into the topic and information. I started taking notes as everything she said seemed timely and relevant.

She told the story of a woman who had worked years for a government agency. She was deeply invested into the “work until 55 and collect a pension” mentality. Recent cutb...

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